What is a balance transfer credit card?
A balance transfer card could save you money when you move your balance from one or more existing cards.
How a balance transfer credit card can help you
Transfer balances from other cards
You may be able to save money - by moving what you owe on to a card with a lower interest rate.
Simplify your cards
Transfer your other credit card balances so that you make just one monthly payment for everything.
Keep your credit card costs low
Balance transfer fees apply, but there are no annual fees.
Explore our balance transfer credit cards
Balance Transfer Credit Card
Enjoy our longest interest-free period for balance transfers (fees apply).
Representative example
Purchase rate: 21.9% p.a. (variable)
Representative APR: 21.9% APR (variable)
Based on an assumed credit limit of £1,200
Purchase Plus Credit Card
Discover the all-rounder that has interest-free periods on purchases and balance transfers (fees apply).
Representative example
Purchase rate: 22.9% p.a. (variable)
Representative APR: 21.9% APR (variable)
Based on an assumed credit limit of £1,200
Premier Credit Card
Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers.
Representative example
Purchase rate: 18.9% p.a. (variable)
Representative APR: 18.9% APR (variable)
Based on an assumed credit limit of £1,200
Rewards Credit Card
Earn Reward points on eligible purchases you make.
Representative example
Purchase rate: 21.9% p.a. (variable)
Representative APR: 21.9% APR (variable)
Based on an assumed credit limit of £1,200
Need help choosing a credit card?
Discover our range of credit cards and find the one most suitable for you.
Not the right type of card?
Purchase credit cards
Buy now and spread the cost of all your purchases - large or small.
Credit-builder credit cards
Help build your credit score when you spend and make on-time repayments.
View all cards
From transferring a balance, earning rewards or building your credit score, there's a card for every need.