Best for balance transfer offers
If you move your existing card balances to one of our balance transfer cards, you'll enjoy 0% interest on your balance transfers for an introductory period (fees apply) and all the rewards and benefits of being with HSBC.
Why get a balance transfer credit card with HSBC?
- Generous 0% balance transfer periods (balance transfer fees apply)
- Contactless payments
Our best credit cards for balance transfers
- 0% interest on balance transfers for 25 months from date of transfer, for transfers within first 60 days of account opening - a 2.85% fee applies (minimum £5)*
Available to all customers – eligibility criteria apply
Representative Example
- 21.9% APR (variable) representative
- 21.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 18 months from date of transfer, for transfers within first 60 days of account opening – a 2.9% fee applies (minimum £5)*
Available to all customers – eligibility criteria apply
Representative Example
- 22.9% APR (variable) representative
- 22.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 6 months from date of transfer, for transfers within first 60 days of account opening - a 2% fee applies (minimum £5)*
Available to existing current account customers - eligibility criteria apply.
Representative Example
- 21.9% APR (variable) representative
- 21.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
- 0% interest on balance transfers for 18 months from date of transfer, for transfers within first 60 days of account opening – a 1.4% fee applies (minimum £5)*
Available exclusively to Premier customers – eligibility criteria apply
Representative Example
- 18.9% APR (variable) representative
- 18.9% p.a. (variable) purchase rate
- Based on an assumed credit limit of £1,200
Credit is subject to status, affordability and applicable terms and conditions.
Card Feature |
Rewards Credit Card |
Premier Credit Card |
||
---|---|---|---|---|
0% balance transfer period (for balances transferred within the first 60 days of account opening) |
25 months |
18 months |
6 months from date of transfer |
18 months from date of transfer |
0% purchase period |
3 months |
18 months |
6 months from account opening |
9 months from account opening |
Balance transfer fee | 2.85% (minimum £5) for balances transferred in the first 60 days |
2.9% (minimum £5) for balances transferred in the first 60 days |
2% (minimum £5) for balances transferred in the first 60 days |
1.4% (minimum £5) for balances transferred in the first 60 days |
Representative Example (on an assumed credit limit of £1200) |
21.9% APR (variable) |
22.9% APR (variable) |
21.9% APR (variable) representative 21.9% p.a. (variable) Purchase rate |
18.9% APR (variable) representative 18.9% p.a (variable) Purchase rate |
Annual fee |
£0
|
£0
|
£0 | £0 |
Eligibility criteria |
|
|
|
|
Card Feature |
0% balance transfer period (for balances transferred within the first 60 days of account opening) |
---|---|
25 months |
|
18 months |
|
Rewards Credit Card
|
6 months from date of transfer |
Premier Credit Card |
18 months from date of transfer |
Card Feature |
0% purchase period |
3 months |
|
18 months |
|
Rewards Credit Card
|
6 months from account opening |
Premier Credit Card |
9 months from account opening |
Card Feature |
Balance transfer fee |
2.85% (minimum £5) for balances transferred in the first 60 days |
|
2.9% (minimum £5) for balances transferred in the first 60 days |
|
Rewards Credit Card
|
2% (minimum £5) for balances transferred in the first 60 days |
Premier Credit Card |
1.4% (minimum £5) for balances transferred in the first 60 days |
Card Feature |
Representative Example (on an assumed credit limit of £1200) |
21.9% APR (variable) |
|
22.9% APR (variable) |
|
Rewards Credit Card
|
21.9% APR (variable) representative 21.9% p.a. (variable) Purchase rate |
Premier Credit Card |
18.9% APR (variable) representative 18.9% p.a (variable) Purchase rate |
Card Feature |
Annual fee |
£0
|
|
£0
|
|
Rewards Credit Card
|
£0 |
Premier Credit Card |
£0 |
Card Feature |
Eligibility criteria |
|
|
|
|
Rewards Credit Card
|
|
Premier Credit Card |
|
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