HSBC debit card

Convenient everyday banking

Easily manage your everyday finances wherever you are, online, on your mobile or by phone. Our Bank Account makes it simple to check your balance, pay bills and send money to family and friends.

Switch to us

Get £75 when you switch to a Bank Account using the Current Account Switch Service within 30 days. Offer is only open to new customers who haven’t held an HSBC current account on or after 1 January 2017. We may withdraw the offer at any time. Terms and conditions apply.1

Current Account Switch Guarantee logo
Existing overdraft customers

If you're an existing customer with an overdraft, you can log on to online banking and manage your current arranged limit.

At a glance

  • Manage your money when you want
    Our phone, online and mobile banking services are there for you 24 hours a day, every day of the year. 2
  • Withdraw up to £300 a day
    Get hold of your money when you need it.
  • You can apply for one when you open your account, giving you a handy safety net in case you ever need it. Overdrafts are subject to status.
  • Get help day or night
    If you need a hand we're always here to help. Online, on our app, by phone and in branch. 2
  • Pay bills and friends with ease
    Set up new payees, standing orders and direct debits in moments with our app.

Take a closer look

Easy mobile banking

Controlling your finances is simple with our Mobile Banking app. 3 Make payments, pay in cheques with a photo, block or unblock your card. You can do it all in moments.

Smile-inducing savings

Help your money work a little harder. As a Bank Account customer you can open a Regular Saver account. Earn 2.75% AER/gross, helping you build a nice little nest egg. 4

Things you should know

Who can apply?

You can apply for an HSBC Bank Account if you:

  • are 18 or older and a UK or EU resident
  • are happy for us to do a credit check against your name (if you live in the UK)
  • can provide ID and proof of address if needed 

How to apply

Please make sure you read the important information in the 'Things you should know' section before applying.

Apply online

If you live in the UK and don't already hold a current account with us, you can apply online. It just takes a few minutes.

Apply in branch

If you already have a current account with us (or you're an EU resident living outside the UK), you'll need to book an appointment to apply in branch. 

You'll need to bring ID and proof of your address with you (eg your passport and a utility bill). If it's a joint account, both applicants will need to be present. 

Existing customers


Account all set up? Find out how to activate your card.


Find out how to apply for a new overdraft or manage your current overdraft limit.


If you’re heading off on your travels, don’t forget to pack your HSBC debit card.


Put some money aside and watch it grow with our top savings rate.

You might be interested in


Our fee-free current account with exclusive benefits and rewards.


Spread the cost of spending, transfer a balance or earn cashback or reward points.


Switching is easy and can be done in just 7 days. Find out how it works.

1. Receive £75 when you switch using the Current Account Switch Service within 30 days of account opening with two or more standing orders / Direct Debits. Offer available to new customers only who have not held an HSBC current account on or after 1 January 2017. Offer may be withdrawn at any time. UK residents only. Further offer and account T&Cs apply.

2. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. To help us offer the best service, we may monitor and/or record your calls with us. Back to 'At a glance'

3. Our mobile banking app is currently available on iPhones and iPads with an operating system of iOS 10.3 or higher and Android devices with an operating system of 5.0 or higher. Back to 'Easy mobile banking'

4. The fixed rate of 2.75% AER/gross over 12 months is available to HSBC Bank Account customers who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily balance on your Regular Saver and we’ll pay this into your Regular Saver on the anniversary of your account being opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 2.75% you would earn approximately £44 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we’ll pay interest at the same rate as we would apply to an equivalent amount held in our Flexible Saver account. You can only hold one Regular Saver account at any time. AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'Overdraft charges'